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Identity Theft Blog

Identity theft is a very serious crime; if you’re a victim of this crime it may have serious consequences. It could mean difficulty in clearing your credit records, getting into debt, losing a lot of money and even getting in trouble with the law. You will also have difficulty obtaining new jobs or apartments. This is because employers and landlords usually check the credit records of their applicants.

This crime occurs when a thief gets information about your credit card numbers, name, address, social security number, and other personal information that should be kept confidential.

After they obtain your personal information, they will usually make purchases, open bank accounts, apply for loans, apply for new credit cards, get government benefits, and forge checks in your name.

If you’re a victim, there are ways to solve this problem;

You can report the crime to concerned authorities and you can apply for identity theft insurance.

Many companies are offering insurance for people to protect their personal information. You can apply for this insurance as an option for homeowner’s insurance policy. However, having identity theft insurance does not prevent identity theft; it will only help you recover if in any case you have been a victim of this crime.

People who become victims of identity theft or identity fraud usually do not figure out how their personal information was acquired by the thief. So, it is wise that you should be careful about your personal information.

The best way to prevent this crime is to be careful with your personal information. You first have to know how criminals obtain your personal information.

Thieves obtain personal information in many simple ways. Here are some examples:

• By stealing your wallet containing credit cards, and other personal information.

• By going through your garbage for items containing personal information.

• By providing personal information online through email or registration based websites.

• By pretending to be a new creditor to obtain your credit report.

• By eavesdropping on your phone calls or looking over your shoulder as you use your personal information.

• By promising prizes or awards by contacting you by email that would require you to provide personal and financial information.

Here are some transactions that also create risk:

• Online banking

• Online purchases

• Storing personal information in your computer

• Using your social security information for identification purposes.

However, this does not necessarily mean that you should avoid these transactions. It means that you should be careful when giving away your personal and financial information.

Being conscious on how you use your personal and financial information can prevent completion of identity theft.

Here are some tips for safeguarding your personal and financial information:

• Memorize your social security number

• Memorize your PIN numbers

• Don’t use easy to guess passwords, like your birthday or your mother’s maiden name

• Secure your computer by using firewall software and always update your computer security to safeguard your computer from spywares.

• Confirm if the website URL that is requesting your personal information is authentic or legitimate.

• Beware of emails, especially with attachments, belonging to someone you don’t know. Emails like these contain viruses or spywares that can easily be installed in your computer and can send your personal information stored in your computer to thieves.

• Websites that ask for personal information should be secure. A secured website usually has URL that starts with “https://” with the “s” meaning secured.

• Beware of telephone inquiries asking you to give your personal information, unless you contacted them.

• If you have lost your credit card, report it immediately to concerned authorities. It could have been stolen by identity thieves.

• Get your mails as soon as it is delivered.

• Do not discard bank, credit card or any other transaction receipts in public areas. Someone might obtain these information by dumpster diving.

These are some of the ways to safeguard your personal information. It is important that you should be aware of what you do to items containing your personal and financial information. Practicing these methods will surely minimize the risk of becoming a victim of identity theft.

Perforate or shred important documents containing personal information such as old credit cards, used checks and identity cards. You’ll never know when they would fall into wrong hands.

If you suspect that something is wrong, report it immediately to the authorities. Be sure that you have proof that you have reported such incident by keeping it in black and white. (Hard Copy)
For more information on Identity Theft Click Here

Lucas Heijn opperates LinksParadise a hosting company. He has set up the hosting for internet marketers.

He is also interested in keeping up with the pifalls that can be associated with an on-line business
To visit LinksParadise Click Here

Can Peres be a mind on Israel..?

A private letter to Mr. Peres, to all Israeli Solders and to the Israeli Elite’s.

Until now, since it was established Israel, it has to and continued to show it is a state with no nation, no mind, for more than 50 years now..! It did not show any intention that it is willing to live and continue in the Middle East, or even if it could be peace living with the Palestinians, with the Area, and it nver still stop practicing the non-sense.

As a Palestinian, I get happy when the Israeli Army Kills a Palestinian, don’t go to shy.., I believe each Palestinian Killed, each Palestinian tree destroyed will accelerate the demolishing of Israel, Palestinians are the inhabitants of the Area, imagine a thief who come to live near your hard gained house, (not the stolen house from the Palestinians), then next day, he asked you for water, you gave him, then he gets into your house, and start to share your dwelling, the next day, he will get into your bed room, the next second day he will prevent you from going out from your home, making himself a jailer for the Palestinians, the landlords, what a silly practice and what a silly Zionist methodology..? this used to be in the Iron ages!

Israel Government, and people until now, can’t practice more that thief actions and policy, which will entails at the end of whatsoever time it comes in demolishing the state of Israel.

I guess Mr. Peres is of good experiences, and if he could forget his Zionism for some time and think about his people, (if we accept them as people, who up to the present moment practice the theft business, gangs and mafias business), to extend his vision to the near future, where the two people are living together in one state or even two states…?

This area, is a holy land, and blessed by all religions, and what is practiced by Israeli states and Army up to the present moment is none accepted by any religion, nor accepted by any common sense, ethics or morals…? Thus it will not continue forever.

As a Palestinian, I am sure (as the case of each Palestinian), that the madness of Israeli policy makers destroying not the future of the Palestinians, but also it is greater affect the future of the Israeli generations, morals, ethics, religion and even their state existence.
If the Israeli policy makers gave themselves the validity to kill any Palestinians, they doubt in his behavior, okay that is fine, same right will be given to the Palestinians who have lost their Homes, Land and Trees, who became hopeless, that means all Palestinians have the right to Kill any and all Israeli’s living in Palestine, though we will continue to swim in a river of hot Blood.

One of the Israeli madness, is that they want to stop the Palestinians rockets and attacks..? Before going to peace negotiations, What madness is that, how an owner stop fighting a thief who took all his belongings.. It is really a mad policy, and mad thinking, and causes no more than neglect?

As Mr. Peres might be considered a wise Israeli, he could remember the Jewish suffering in Europe, and must remember not to cause the same sufferings to the Palestinians, other wise, he lives through and still remember very well what the Zionists have done to German leaders who has been kidnapped form South America and brought to prosecute in State of Israel, Also Palestinian Arab are entitled and will be able to make the same trials suites for those Zionist’s leaders. I am sure; the Palestinians will do nothing less than that.

Accordingly, I hope that the Israeli’s could find some wise men and Peres might be one of the leaders who will settle the matter of the Arabian Israeli conflict, but do Peres have the courage or the authority, I wish my hopes are getting maintained.

Although I know that one of the peace hindrances in Israeli thinking is that the great and big price of peace, which the Israelis and the Zionists have to pay, the legal and valid Palestinians rights, which entails to the rights of the refugees to return to their homes, the civil rights of the Arab-Israeli’s, releasing all the Palestinian’s seized and stolen lands including Jerusalem and the responsibility for the Palestinians sufferings during the years of the conflict, all these causes the Israelis thieves to madness, making them to gamble with their existence, which shows that they are not willing to live in the area.

But how come.. Depending on their excessive power, they are impossible to continue exist in the Middle East, their experience in the last war with Lebanon, might be an indication that their power is nothing vis-à-vis the rights, logic and ethics and morals.
American war in Afghanistan and Iraq might be another indicator for an Israeli wise mind, if they want and need to use the mind, until now they are not showing that, all the weapons of the world, doing nothing because it is used in non valid aims.

Dr. Wasfi M. Abdo

When you think of Identity Theft, what is the first thing you think of? Someone has hacked into your online bank account, is using your ATM or credit card illegally.  Your financial resources are being drained. Am I right? Typically, this is what we think of when we are considering Identity Theft, the fastest growing crime in America today, but it is so much more than this.

Financial Identity Theft happens ONLY 26% of the time. I say ONLY because we tend to think of it more like 90-95% of the time. This leaves the majority (74%) of ID Theft occurring in other ways. Do you know what these ways are? Do you have protection in place if you become a victim?

Five Areas of Identity Theft

1. Driver’s License Identity – If teens can make fake ID cards, don’t you think it would be easy to make a fake driver’s license too. Having your (or a fake) Social Security card along with a birth certificate and they can get a driver’s license “legally”. They commit a crime or traffic violation and their item of identification is YOUR driver’s license. Who gets the blame for the crime? Whose record will it go on?

2. Social Security Identity – For you to be a victim here, your Social Security card doesn’t have to be stolen. The criminal can just be using your number. They can go get a 1099 job (independent contractor), cash the paychecks and not pay any taxes on their earnings. Who will the IRS be coming after to collect the taxes?

3. Medical Identity – The criminal can get health care on your insurance. A woman had her pocket book stolen. She cancelled all her credit cards and thought she was alright. Two months later, her daughter needed to go to the hospital. The hospital wouldn’t admit her because her mom’s insurance had been cancelled. She forgot to notify her insurance company that her health insurance card had been stolen. The thief had taken the stolen health insurance card to get an AIDS test. The test came back positive and her insurance was cancelled. What kind of headache and hassle did she go through to have her insurance restored?

4. Character or Criminal Identity – This could be the longest lasting and most hurtful theft of all. Money and material things can be replaced, but our character or name can’t be so easily replaced. A good name is to be treasured more than riches. If you are accused of something, aren’t you associated with that wrongdoing by people, sometimes for years to come, whether you were guilty or not? Isn’t that human nature? If a criminal robs a bank, rapes, pillages, steals or whatever type crime they commit, who will get the blame if the criminal has YOUR identification and is let out on bail.  Can you see YOUR picture in the paper with an article describing your alleged criminal activity?

5. Financial Identity – This is the type of crime we most associate with ID Theft. Our bank account is tapped into or our ATM or credit cards are used without our permission. Banks have lost billions of dollars in this area. They have legislation in place to protect them. When these laws are enacted, the customer has a certain period of time to notify their financial institution of the crime. If they don’t, the customer is then liable. See the need for having your accounts closely monitored?

Do you have a plan in place to protect you and your family against the Five Areas of Identity Theft? Do you know that a victim of Identity Theft spends an average of 600 hours and hundreds of dollars to restore their name and credit? Would you have the time to spend on this? Would you know how to deal with the banks, affidavits, police reports, credit repositories etc?

Would you like to be protected by the leading risk management company in the world? This company has been used by the Kuwaiti Government to track down Saddam Hussein’s bank accounts, help the US Government unravel Enron and the FBI in it’s casework. As a member, if you become a victim of Identity Theft, you will be assigned a licensed investigator to do most of the work for you.  Someone who will stick with you until you get your good name and credit restored.

How can you get these benefits? Want more information? Don’t wait until it happens to you — enroll and get peace of mind today.  See the link in my bio box below.

I am a Small Business owner that loves God and sports. I am also an avid golfer.

For Legal and Identity Theft protection for you and your family see the information at this link:

www.PhillipBraswell.com

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Read Akashic Records

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Created by World Renowned Hypnotherapist Steve G. Jones, Read Akashic Records is Designed to Help You See Both the Past and the Future.
Read Akashic Records


Hungarian is my favorite Kiara and Swedish Kovu. For the duet, I put the original English version. Lion King (c) Disney Kiara (Translated by imptimi127) Ez a szép világ Csupa mély talány Na de mégse vár Talán a bús magány Van egy őserő Ami bennünk él Aki nem nagy hős Vagy szép nagy ész Még ő is tudja, tettrekész A szív úgyis rátalál Édes béke vár, ránk vár Ha vélem él a párom Az éj meghitt, lágy, sötét Szemünk fényre gyúl Érzem más és új Lelkemből beszél Kovu (Translated by zt3fan) Jag va’ svog och rädd Sökte inga svar Väga inte tro Att käreleken fanns kvar Men en bättre värld Finns djupt inom oss Both And if only they could feel it too The happiness I feel with you They’d know Love will find a way Anywhere we go We’re home If we are there together Like dark turning into day Somehow we’ll come through Now that I’ve found you Love will find a way I know love will find a way

Psychic Desire

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Created by World Renowned Hypnotherapist Steve G. Jones, Psychic Desire is Designed to Help You Expand Your Psychic Abilities: Mind Reading, Predicting Future Events, Esp, Clairvoyance, and Much More.
Psychic Desire


A true story about former wig model turned mystery shopper Monica, and the shoplifter!! Find out how you too can earn a cash prize for repentance at www.24hourchurchofelvis.com!!


shoplifting at the shoefactory irvington,nj

Managing Generation Y Staff

Weekend papers regularly feature stories about “Generation Y” – the group of people born between about 1977 and 1999. Once a group attains a label, it follows that writers compile the quirkiest features of that group and turn it into literary entertainment.

However, being a business manager you have probably seen some of these people applying for jobs and perhaps you have even employed some and noticed that they are somehow “different” to your regular workers.

So, it will help employers if they can have an understanding of the characteristics of Gen Y.

Gen Y are commonly described as:

- Very confident of themselves

- Impatient

- Quick to learn

- Positive about the future, and

- Spending significant amounts of time socialising using computers and mobile phones (and you thought they were wasting time!).

What if you are recruiting Gen Y people?

Unlike their parents, Gen Y don’t look in the newspaper waiting for job vacancies to appear each Saturday. No, they actively use search engines on the internet to spot advertisements and have them automatically sent by RSS feed to their mobile phones. Gen Y can literally send in their CV one minute after the job ad has been posted.

As an employer, you should be using the internet as your primary method of advertising vacancies. Having said that, it can be smart to use a two-pronged approach.

First, place a small newspaper ad which shows your company name (brand), the job title, a reference to the more comprehensive internet ad and just enough words to excite Mum and Dad into telling their son or daughter.

Second, your internet ad (or website) should contain details to excite the potential Gen Y applicant:

- Use fresh and bright colour so that your vacancy looks different from the bland text-only ads

- Show photos or a video of your existing employees smiling at work [an informal but free method of recognising your best employees!]

- Talk about growth and exciting future developments because Gen Ys want to see that your business is not stagnant

- Mention technology where appropriate, and

- You still need a basic description of what the work entails, remembering, however, Gen Y will be wanting to see if your workplace looks like an interesting and fun place to be. As an example, do school kids join fast food outlets because they want to cook 1000 burger patties in a shift? No! They join because they want to be part of a fun-loving team of young people.

What if your business already has Gen Ys?

With Gen Y, be aware that their loyalty to anything is often fragile. If they don’t like your workplace, they will leave and then start looking for other work (although we’ll wait and see what impact the global financial downturn has upon this characteristic). In contrast, the older generations would hang on in a lousy job until they had secured another job. To a large extent, you need to entertain the Gen Ys, and there is a way to do this which will tap into their impatience and their need for fast-paced learning.

Consider setting up a Learning Log which is a plan of all the topics needed to be mastered before a person can be considered for the next position. Although the topics might be broad, the individual sub-topics will be small and very quick to learn. Training policies (such as found at http://www.HRwisdom.com.au) help plan for such learning.

An Example: A Supermarket Business

Level 1 Check-Out Operation
1. Opening the register
2. Greeting the customer
3. Operating the conveyor, scanning and packing bags
4. Transactions – Cash, Credit cards, EFT, Cheque
5. Failed scans and Sale items
6. Shutdown and Balancing the till

Level 2 Front End Supervision
1. All aspects of Check-Out Operation, plus
2. Accessing the safe
3. Handling returns
4. Responsible sale of cigarettes
5. Dealing with abusive customers
6. Confronting suspected shoplifters
7. Emergency evacuation drill coordination
8. Rostering of staff.

In the past, a business might train all of these things in a single four hour session of mostly theory. However, with Gen Y you would use a staged approach, with separate lessons over a period of time. Each mini-lesson would have a small amount of theory, then a walk-through of the appropriate Standard Operating Procedure and, finally, an appropriate number of hours doing the activity under the watchful eye of your most experienced supervisor.

Short, sharp lessons building up towards the end point makes for a program which engages the Gen Y employee.

The Bottom Line: Rather than shaking your head in frustration at Gen Ys, your challenge is to tap into their many strengths so that your business can ride the fast wave into the future.

For more information, visit http://www.HRwisdom.com.au

Ben Geoghegan is the manager of www.HRwisdom.com.au – a resources site dedicated to helping organisations find, keep, and manage good employees. Ben has consulted in HR across four different continents.